Illinois has the birthday rule — you can switch Medicare Supplement plans during a 45-day window around your birthday each year without medical underwriting. Illinois offers many Medicare Advantage and Medicare Supplement plans.
Key Points
- Illinois birthday rule: switch Medigap plans without underwriting during 45-day birthday window
- Can switch to plan with equal or lesser benefits
- Wide variety of Medicare Advantage and Medicare Supplement plans
- An independent agent can help you take advantage of the Illinois birthday rule
- Illinois Medicare Supplement rates vary by carrier and county