California has the birthday rule — you can switch Medicare Supplement plans during a 60-day window around your birthday each year without medical underwriting. California offers many Medicare Advantage and Medicare Supplement plans.
Key Points
- California birthday rule: switch Medigap plans without underwriting during 60-day birthday window
- Wide variety of Medicare Advantage and Medicare Supplement plans
- Birthday rule allows you to switch to a lower-cost plan annually
- An independent agent can help you take advantage of the California birthday rule
- California Medicare Supplement rates vary by carrier and county