A $0 premium Medicare Advantage plan charges no monthly premium beyond the standard Medicare Part B premium. $0 premium plans are available in many areas. These plans are funded by the Medicare Advantage benchmark payment from CMS. $0 premium plans may have higher cost-sharing than plans with premiums.
Key Points
- $0 premium plan: no monthly premium beyond Part B premium
- Available in many areas
- Funded by CMS benchmark payment
- May have higher cost-sharing than plans with premiums
- An independent agent can compare $0 premium plans in your area