Some Medicare Advantage plans offer an over-the-counter (OTC) benefit that provides a quarterly or annual allowance for OTC health items such as pain relievers, vitamins, first aid supplies, and other health products. The allowance is typically loaded onto a debit card.
Key Points
- OTC benefit: quarterly or annual allowance for over-the-counter health items
- Items: pain relievers, vitamins, first aid supplies, and other health products
- Allowance loaded onto a debit card
- Not covered by Original Medicare
- An independent agent can identify plans with OTC benefits in your area