Most Medicare Advantage plans include prescription drug coverage (called Medicare Advantage Prescription Drug plans or MA-PD plans). If your Medicare Advantage plan includes drug coverage, you do not need a separate Part D plan. Some Medicare Advantage plans do not include drug coverage — these are called Medicare Advantage Only (MA-Only) plans.
Key Points
- Most Medicare Advantage plans include prescription drug coverage (MA-PD)
- MA-PD: Medicare Advantage + Part D drug coverage in one plan
- MA-Only: Medicare Advantage without drug coverage
- If your MA plan includes drug coverage: no need for a separate Part D plan
- An independent agent can help you compare MA-PD plans based on your medications