Issue-age rating is a pricing method for Medicare Supplement insurance where your premium is based on your age when you first enroll. Premiums do not increase as you age (only for medical inflation). Issue-age-rated plans have higher initial premiums than attained-age-rated plans but lower long-term costs.
Key Points
- Issue-age rating: premium based on age when you first enroll
- Premiums do not increase as you age (only for medical inflation)
- Higher initial premiums than attained-age-rated plans
- Lower long-term costs than attained-age-rated plans
- An independent agent can help you compare rating methods