The Medicare Part D Low Income Subsidy (LIS), also called Extra Help, is a federal program that helps people with limited income and resources pay for Medicare Part D costs. Extra Help pays for Part D premiums, deductibles, and copays. In 2026, Extra Help is available to individuals with income up to approximately $23,000.
Key Points
- Extra Help pays for Part D premiums, deductibles, and copays
- 2026 income limit: ~$23,000 individual, ~$31,000 couple
- Apply through Social Security Administration (SSA)
- Automatic enrollment for Medicaid, SSI, and MSP beneficiaries
- An independent agent can help you determine if you qualify for Extra Help