The Annual Notice of Change (ANOC) is a document sent by your Medicare Advantage or Part D plan in September each year. The ANOC describes any changes to your plan's benefits, costs, and coverage for the upcoming year. Review the ANOC carefully before the Annual Enrollment Period to decide if you want to keep your plan or switch.
Key Points
- ANOC: document sent in September describing plan changes for upcoming year
- Describes changes to benefits, costs, and coverage
- Review ANOC before Annual Enrollment Period (Oct 15-Dec 7)
- If you are unhappy with the changes, you can switch plans during AEP
- An independent agent can help you evaluate your options after reviewing the ANOC