Medicare Part B covers physical therapy (PT), occupational therapy (OT), and speech-language pathology (SLP) when medically necessary. You pay 20% of the Medicare-approved amount after the Part B deductible. Medicare Supplement Plan G covers the 20% coinsurance.
Key Points
- Medicare covers PT, OT, and SLP when medically necessary
- You pay 20% of the Medicare-approved amount after the Part B deductible
- Medicare Supplement Plan G covers the 20% coinsurance
- No annual visit limit for medically necessary therapy
- An independent agent can help you understand your therapy coverage