Medicare Part A and Part B cover home health care when it is medically necessary and ordered by a doctor. You must be homebound and need skilled care (nursing, physical therapy, occupational therapy, or speech therapy). Medicare covers home health aide services as part of a skilled care plan.
Key Points
- Medicare covers home health care when medically necessary
- Must be homebound and need skilled care
- Covers nursing, PT, OT, speech therapy, and home health aide services
- No deductible for home health care covered by Medicare
- An independent agent can help you understand your home health coverage