Medicare Part B covers ambulance services when transportation by other means would endanger your health. Medicare covers ground ambulance, air ambulance, and water ambulance. You pay 20% of the Medicare-approved amount after the Part B deductible. Medicare Supplement Plan G covers the 20% coinsurance.
Key Points
- Medicare covers ambulance services when medically necessary
- Covers ground, air, and water ambulance
- You pay 20% of the Medicare-approved amount after the Part B deductible
- Medicare Supplement Plan G covers the 20% coinsurance
- Air ambulance can be very expensive — Medicare Supplement is important