Original Medicare generally does not cover health care outside the United States. However, Medicare Supplement plans (Medigap) Plans C, D, F, G, M, and N cover foreign travel emergency care (80% after a $250 deductible, up to $50,000 lifetime). Some Medicare Advantage plans may offer limited international coverage.
Key Points
- Original Medicare: generally does not cover care outside the US
- Medicare Supplement Plans C, D, F, G, M, N: cover foreign travel emergency care
- Foreign travel emergency coverage: 80% after $250 deductible, up to $50,000 lifetime
- Some Medicare Advantage plans: limited international coverage
- Travel insurance may provide additional coverage abroad