Yes, you can have both Medicare and Medicaid. People who have both are called dual-eligible beneficiaries. Medicare pays first, and Medicaid pays second (covering Medicare cost-sharing). Dual-eligible beneficiaries may qualify for Dual Eligible Special Needs Plans (D-SNPs) that coordinate both programs.
Key Points
- Dual-eligible: have both Medicare and Medicaid
- Medicare pays first; Medicaid pays second
- Medicaid covers Medicare premiums, deductibles, and copays for most dual-eligible beneficiaries
- D-SNPs: Medicare Advantage plans designed for dual-eligible beneficiaries
- An independent agent can identify D-SNPs and Medigap options in your area