best Medicare Supplement for people with mental health conditions
Mental health conditions including depression, anxiety, and bipolar disorder can affect Medicare Supplement underwriting outside of Open Enrollment. During OEP, guaranteed issue applies regardless of ...
best Medicare Supplement for people with mental health conditions
Mental health conditions including depression, anxiety, and bipolar disorder can affect Medicare Supplement underwriting outside of Open Enrollment. During OEP, guaranteed issue applies regardless of mental health history. Medicare covers mental health services including therapy and psychiatric care.
What You Need to Know
- Guaranteed issue during your 6-month Open Enrollment Period
- Depression and anxiety are often insurable at standard rates outside OEP
- Hospitalization for mental health within the past 2 years may affect underwriting
- Medicare covers mental health services — Medigap covers the 20% coinsurance
- An independent agent knows which carriers are most lenient on mental health history
The Patriot Plans Difference
Patriot Plans is 100% independent. We work for you — not the insurance companies. When you have a health condition, finding the right carrier is critical. Different carriers have very different underwriting guidelines for the same condition. An independent agent who knows the market can often find coverage that a direct-to-carrier application would miss. We've helped 400,000+ families find the right coverage — including thousands with pre-existing conditions.
Ready to Find the Right Coverage?
Patriot Plans is 100% independent. We compare plans from vetted carriers and find the one most likely to offer you the best rate for your specific situation.