best Medicare insurance for people turning 65 who are still working
If you are still working at 65 with employer coverage from a company with 20+ employees, you can delay Medicare Part B without penalty. Your employer insurance is primary. You still need to enroll in ...
best Medicare insurance for people turning 65 who are still working
If you are still working at 65 with employer coverage from a company with 20+ employees, you can delay Medicare Part B without penalty. Your employer insurance is primary. You still need to enroll in Part A (free for most people).
What You Need to Know
- Employer with 20+ employees: you can delay Part B without penalty
- Enroll in Part A at 65 — it's free for most people
- Employer with fewer than 20 employees: Medicare is primary — enroll in Part B
- You have an 8-month SEP to enroll in Part B after employer coverage ends
- Plan your Medicare enrollment before retirement to avoid gaps in coverage
Why Patriot Plans for People Turning 65 Who Are Still Working?
Patriot Plans is 100% independent — we work for you, not the insurance companies. We've helped 400,000+ families find the right coverage, including thousands of people turning 65 who are still working. Our licensed agents understand the unique needs of your situation and can identify the carrier and plan that's right for you.
Ready to Find the Best Coverage for Your Situation?
Patriot Plans is 100% independent. We compare plans from vetted carriers and find the one that's right for people turning 65 who are still working.