best Medicare insurance for people new to Medicare

best Medicare insurance for people new to Medicare

If you are new to Medicare, you have important decisions to make. The most important: Original Medicare + Medigap + Part D, or Medicare Advantage? Your 6-month Medigap Open Enrollment Period is the best time to enroll — guaranteed issue, no medical underwriting.

What You Need to Know

• Two paths: Original Medicare + Medigap + Part D, or Medicare Advantage
• Your 6-month Medigap Open Enrollment Period: guaranteed issue, no underwriting
• Medigap: predictable costs, any Medicare doctor, no networks
• Medicare Advantage: lower premium, network required, extra benefits
• An independent agent can compare all options at no charge