best Medicare insurance for mental health patients

best Medicare insurance for mental health patients

Mental health patients need Medicare coverage that covers psychiatrist visits, therapy, and medications without high cost-sharing. Medicare covers mental health services at the same 80/20 cost-sharing as other medical services. Medicare Supplement Plan G covers the 20% coinsurance.

What You Need to Know

• Medicare covers mental health services at the same 80/20 as other medical services
• Medicare Supplement Plan G covers the 20% coinsurance on mental health care
• Medicare covers inpatient psychiatric care (190-day lifetime limit for psychiatric hospitals)
• Medicare covers outpatient therapy and psychiatrist visits
• Mental health parity: Medicare covers mental health the same as physical health