best Medicare insurance for high-income seniors
High-income seniors pay IRMAA surcharges on Part B and Part D premiums. Planning around IRMAA can save thousands per year. Medicare Supplement Plan G provides the most comprehensive coverage — predict...
best Medicare insurance for high-income seniors
High-income seniors pay IRMAA surcharges on Part B and Part D premiums. Planning around IRMAA can save thousands per year. Medicare Supplement Plan G provides the most comprehensive coverage — predictable costs regardless of income.
What You Need to Know
- IRMAA: surcharge on Part B and Part D for income over $106,000 (individual)
- IRMAA is based on income from 2 years prior
- Appeal IRMAA if your income has decreased due to a life-changing event
- Medicare Supplement Plan G: predictable costs regardless of income
- Consider Roth conversions and other strategies to manage MAGI for IRMAA purposes
Why Patriot Plans for High-Income Seniors?
Patriot Plans is 100% independent — we work for you, not the insurance companies. We've helped 400,000+ families find the right coverage, including thousands of high-income seniors. Our licensed agents understand the unique needs of your situation and can identify the carrier and plan that's right for you.
Ready to Find the Best Coverage for Your Situation?
Patriot Plans is 100% independent. We compare plans from vetted carriers and find the one that's right for high-income seniors.