Medigap for Seniors: Protecting What You've Earned

When you turn 65 and enroll in Medicare, you quickly realize that Traditional Medicare (Parts A and B) doesn't cover everything. It leaves you with deductibles, copayments, and coinsurance that can add up fast. That's where Medicare Supplement Insurance, also known as Medigap, comes in.

Medigap policies are sold by private insurance companies to help pay some of the health care costs that Original Medicare doesn't cover. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then, your Medigap policy pays its share.

It's important to understand that the Medigap decision comes AFTER you choose Traditional Medicare. It's a component of the Traditional path, not an alternative to Medicare Advantage. The real choice you have to make is between Traditional Medicare (A+B) and Medicare Advantage. If you choose the Traditional path, a supplement fills the gaps by law.

You've worked hard to build your life and your savings. Protect what you've earned. We're on your side of the table, ready to walk you through every option. We'll help you compare plans from top carriers, free and with no obligation. Because self-reliance isn't a slogan - it's how you handle your business.