Life Insurance by Health
What is the best life insurance for stroke survivors?
Stroke survivors can get life insurance, but premiums depend on the severity of the stroke, time since the stroke, and any residual deficits. Minor strokes (TIAs) may qualify for standard rates after 12-24 months. Major strokes may result in higher premiums or declines.
Key Points
- Stroke survivors can get life insurance
- TIA (minor stroke): may qualify for standard rates after 12-24 months
- Major stroke: may result in higher premiums or declines
- Time since stroke and residual deficits affect underwriting
- An independent agent can shop multiple carriers for stroke survivors