Life Insurance by Occupation
What is the best life insurance for pilots?
Pilots can get life insurance, but premiums depend on the type of flying (commercial, private, military) and flight hours. Commercial airline pilots typically qualify for standard rates. Private pilots may pay higher premiums. An independent agent can shop multiple carriers to find the best rates for pilots.
Key Points
- Commercial airline pilots: typically qualify for standard rates
- Private pilots: may pay higher premiums
- Flight hours, aircraft type, and flying history affect underwriting
- An independent agent can shop multiple carriers for pilots
- Aviation exclusion riders: some carriers offer lower premiums with aviation exclusion