Life Insurance by Health
What is the best life insurance for people with multiple sclerosis?
People with multiple sclerosis can get life insurance, but premiums depend on the type and severity of the condition. Relapsing-remitting MS that is well-controlled may qualify for standard rates. Progressive MS may result in higher premiums or declines.
Key Points
- Relapsing-remitting MS: may qualify for standard rates if well-controlled
- Progressive MS: may result in higher premiums or declines
- Type and severity of MS affect underwriting
- An independent agent can shop multiple carriers for multiple sclerosis
- Guaranteed issue: available if declined by other carriers