Life Insurance by Health
What is the best life insurance for people with liver disease?
People with liver disease can get life insurance, but premiums depend on the type and severity of the condition. Mild liver disease may qualify for standard rates. Cirrhosis or liver failure typically results in higher premiums or declines.
Key Points
- Mild liver disease: may qualify for standard rates
- Cirrhosis or liver failure: typically higher premiums or declines
- Type and severity of liver disease affect underwriting
- An independent agent can shop multiple carriers for liver disease
- Guaranteed issue: available if declined by other carriers