Life Insurance by Health
What is the best life insurance for people with HIV?
People with HIV can now get life insurance. Many carriers have updated their underwriting guidelines to reflect the improved prognosis for people with HIV on antiretroviral therapy. An independent agent can shop multiple carriers to find the best rates for people with HIV.
Key Points
- People with HIV can now get life insurance
- Improved prognosis on antiretroviral therapy
- Many carriers have updated underwriting guidelines for HIV
- An independent agent can shop multiple carriers for HIV
- Guaranteed issue: available if declined by other carriers