Life Insurance by Health
What is the best life insurance for people with high cholesterol?
People with high cholesterol can get life insurance. Well-controlled cholesterol with medication may qualify for standard rates. An independent agent can shop multiple carriers to find the best rates for people with high cholesterol.
Key Points
- Well-controlled cholesterol: may qualify for standard rates
- An independent agent can shop multiple carriers for high cholesterol
- Cholesterol levels, ratio, and medications affect underwriting
- Lifestyle factors: diet, exercise, smoking also affect rates
- Guaranteed issue: available if declined by other carriers