Life Insurance by Health
What is the best life insurance for people with heart disease?
People with heart disease can get life insurance, but premiums depend on the type and severity of the condition, treatment, and how well it is controlled. An independent agent can shop multiple carriers to find the most favorable underwriting for heart disease.
Key Points
- Eligibility depends on: type and severity of heart disease, treatment, control
- An independent agent can shop multiple carriers for heart disease
- Guaranteed issue: available if declined by other carriers
- Graded benefit policies: available during the waiting period
- Controlled heart disease: may qualify for standard rates