Life Insurance by Occupation
What is the best life insurance for construction workers?
Construction workers can get life insurance. Premiums depend on the specific occupation (general laborer, electrician, ironworker, etc.) and safety record. An independent agent can shop multiple carriers to find the best rates for construction workers.
Key Points
- Premiums depend on specific occupation and safety record
- An independent agent can shop multiple carriers for construction workers
- High-risk occupations: ironworkers, roofers, structural steel workers may pay more
- General construction: typically standard rates
- Supplemental life insurance: available to supplement employer coverage