Life Insurance Living Benefits
Does life insurance cover Alzheimer's disease?
Some life insurance policies include chronic illness riders that can be used for Alzheimer's disease. Alzheimer's disease typically qualifies as a chronic illness because it impairs the ability to perform activities of daily living. An independent agent can help you find policies with Alzheimer's coverage.
Key Points
- Alzheimer's disease: typically qualifies as chronic illness
- Chronic illness rider: access death benefit for Alzheimer's disease
- ADL impairment: Alzheimer's impairs ability to perform ADLs
- Accelerated death benefit: reduces the death benefit paid at death
- An independent agent can help you find life insurance with Alzheimer's coverage