Best Life Insurance for People with Dangerous Hobbies — Best life insurance for people with dangerous hobbies | Patriot Plans
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Life Insurance · People with Dangerous Hobbies

best life insurance for people with dangerous hobbies

People with dangerous hobbies (skydiving, rock climbing, scuba diving, etc.) can get life insurance, but may pay higher premiums. Some carriers offer exclusion riders that exclude the dangerous activi...

best life insurance for people with dangerous hobbies

People with dangerous hobbies (skydiving, rock climbing, scuba diving, etc.) can get life insurance, but may pay higher premiums. Some carriers offer exclusion riders that exclude the dangerous activity. An independent agent can shop multiple carriers to find the best rates.

What You Need to Know

  • Dangerous hobbies: skydiving, rock climbing, scuba diving, etc.
  • Higher premiums: typically 10-50% more than standard rates
  • Exclusion rider: excludes the dangerous activity, lower premiums
  • An independent agent can shop multiple carriers for dangerous hobbies
  • Some carriers specialize in high-risk activities

Why Patriot Plans for People with Dangerous Hobbies?

Patriot Plans is 100% independent — we work for you, not the insurance companies. We've helped 400,000+ families find the right coverage, including thousands of people with dangerous hobbies. Our licensed agents understand the unique needs of your situation and can identify the carrier and plan that's right for you.

Ready to Find the Best Coverage for Your Situation?

Patriot Plans is 100% independent. We compare plans from vetted carriers and find the one that's right for people with dangerous hobbies.