best life insurance for homeowners
Homeowners need life insurance to ensure their family can keep the home if they die. Mortgage protection life insurance is one option, but a standard term life policy typically provides better value —...
best life insurance for homeowners
Homeowners need life insurance to ensure their family can keep the home if they die. Mortgage protection life insurance is one option, but a standard term life policy typically provides better value — it covers the mortgage and more.
What You Need to Know
- Life insurance should cover the mortgage balance at minimum
- Standard term life is typically better value than mortgage protection insurance
- Decreasing term matches the declining mortgage balance
- Level term provides coverage beyond just the mortgage
- Review coverage when you refinance or take out a home equity loan
Why Patriot Plans for Homeowners?
Patriot Plans is 100% independent — we work for you, not the insurance companies. We've helped 400,000+ families find the right coverage, including thousands of homeowners. Our licensed agents understand the unique needs of your situation and can identify the carrier and plan that's right for you.
Ready to Find the Best Coverage for Your Situation?
Patriot Plans is 100% independent. We compare plans from vetted carriers and find the one that's right for homeowners.