best life insurance for high-net-worth individuals
High-net-worth individuals use life insurance for estate planning, not just income replacement. Permanent life insurance provides tax-free death benefits, tax-deferred cash value growth, and estate li...
best life insurance for high-net-worth individuals
High-net-worth individuals use life insurance for estate planning, not just income replacement. Permanent life insurance provides tax-free death benefits, tax-deferred cash value growth, and estate liquidity. ILITs keep the death benefit out of the taxable estate.
What You Need to Know
- Permanent life insurance: tax-free death benefit, tax-deferred cash value
- ILIT: keeps death benefit out of the taxable estate
- Estate liquidity: provides cash to pay estate taxes without selling assets
- Survivorship life: insures both spouses, pays on second death for estate planning
- An independent agent can structure the right estate planning solution
Why Patriot Plans for High-Net-Worth Individuals?
Patriot Plans is 100% independent — we work for you, not the insurance companies. We've helped 400,000+ families find the right coverage, including thousands of high-net-worth individuals. Our licensed agents understand the unique needs of your situation and can identify the carrier and plan that's right for you.
Ready to Find the Best Coverage for Your Situation?
Patriot Plans is 100% independent. We compare plans from vetted carriers and find the one that's right for high-net-worth individuals.