Disability Insurance Basics
What is own-occupation disability insurance?
Own-occupation disability insurance pays benefits if you cannot perform the duties of your own occupation, even if you can work in another occupation. Own-occupation is the most comprehensive definition of disability. It is especially important for highly skilled professionals such as doctors, dentists, and attorneys.
Key Points
- Own-occupation: benefits if you cannot perform duties of your own occupation
- Even if you can work in another occupation
- Most comprehensive definition of disability
- Especially important for highly skilled professionals
- An independent agent can help you find own-occupation disability insurance