Disability Insurance by Occupation
What is the best disability insurance for veterinarians?
Veterinarians need own-occupation disability insurance. An independent agent can compare own-occupation policies for veterinarians. The best policies define disability based on the inability to perform the material duties of veterinary practice.
Key Points
- Own-occupation: most important feature for veterinarians
- Material duties of veterinary practice
- True own-occupation: receive full benefits even if working in another capacity
- An independent agent can compare own-occupation policies for veterinarians
- Residual disability rider: important for partial disability