Disability Insurance by Occupation
What is the best disability insurance for therapists?
Therapists, psychologists, and counselors need own-occupation disability insurance. An independent agent can compare own-occupation policies for mental health professionals.
Key Points
- Own-occupation: most important feature for therapists
- Material duties of therapy practice
- True own-occupation: receive full benefits even if working in another capacity
- An independent agent can compare own-occupation policies for therapists
- Residual disability rider: important for partial disability