Disability Insurance by Situation
What is the best disability insurance for pregnant women?
Pregnancy is typically covered by short-term disability insurance. Most individual disability policies have a 90-day elimination period, so short-term disability insurance is needed for the first 90 days. An independent agent can help you find disability insurance that covers pregnancy.
Key Points
- Pregnancy: typically covered by short-term disability insurance
- Short-term disability: covers the first 90 days
- Individual disability: typically has 90-day elimination period
- An independent agent can help you find disability insurance that covers pregnancy
- Pre-existing condition: pregnancy before policy issue may not be covered