Disability Insurance by Occupation
What is the best disability insurance for physical therapists?
Physical therapists need own-occupation disability insurance. An independent agent can compare own-occupation policies for physical therapists, occupational therapists, and other rehabilitation professionals.
Key Points
- Own-occupation: most important feature for physical therapists
- Material duties of physical therapy practice
- True own-occupation: receive full benefits even if working in another capacity
- An independent agent can compare own-occupation policies for physical therapists
- Residual disability rider: important for partial disability