Disability Insurance by Occupation
What is the best disability insurance for pharmacists?
Pharmacists need own-occupation disability insurance. An independent agent can compare own-occupation policies for pharmacists. The best policies define disability based on the inability to perform the material duties of pharmacy practice.
Key Points
- Own-occupation: most important feature for pharmacists
- Material duties of pharmacy practice
- True own-occupation: receive full benefits even if working in another capacity
- An independent agent can compare own-occupation policies for pharmacists
- Residual disability rider: important for partial disability