Disability Insurance by Occupation
What is the best disability insurance for government employees?
Government employees may have disability coverage through their employer. Federal employees have FERS disability retirement. State and local government employees may have disability coverage through their pension system. An independent agent can help you evaluate your existing coverage and supplement it if needed.
Key Points
- Federal employees: FERS disability retirement available
- State and local government: may have disability coverage through pension
- Existing coverage: may not be sufficient
- Individual disability insurance: supplements employer coverage
- An independent agent can help you evaluate and supplement government disability coverage