Disability Insurance by Employment
What is the best disability insurance for gig workers?
Gig workers (Uber, Lyft, DoorDash, etc.) are typically independent contractors and do not have employer disability insurance. An independent agent can compare disability insurance options for gig workers.
Key Points
- Gig workers: independent contractors — no employer disability insurance
- Individual disability insurance: available for gig workers
- Benefits based on income: may be limited for gig workers
- An independent agent can compare disability insurance for gig workers
- Short-term disability: may be more appropriate for gig workers