Disability Insurance by Occupation
What is the best disability insurance for contractors?
Contractors and tradespeople are at high risk for disability due to the physical nature of their work. An independent agent can compare disability insurance for contractors, electricians, plumbers, HVAC technicians, and other tradespeople.
Key Points
- Contractors: high risk for disability due to physical work
- Own-occupation disability insurance: recommended
- Coverage: 60-70% of income
- An independent agent can compare disability insurance for contractors
- Business overhead expense insurance: covers business expenses if disabled