Disability Insurance by Occupation
What is the best disability insurance for chiropractors?
Chiropractors need own-occupation disability insurance. An independent agent can compare own-occupation policies for chiropractors. The best policies define disability based on the inability to perform the manual duties of chiropractic practice.
Key Points
- Own-occupation: most important feature for chiropractors
- Manual duties of chiropractic practice
- True own-occupation: receive full benefits even if working in another capacity
- An independent agent can compare own-occupation policies for chiropractors
- Residual disability rider: important for partial disability