Does Medicare Cover Hearing Exams?

If you are wondering whether Medicare covers hearing exams, the short answer is: Original Medicare (Part A and Part B) generally does not cover routine hearing exams, hearing aids, or exams for fitting hearing aids. However, if your doctor orders a hearing exam to diagnose a medical condition (like recent hearing loss due to illness or injury), Medicare Part B may cover it.

When it comes to your Medicare choices, remember that you are looking at two paths, not two products. The real choice is Traditional Medicare (A+B) versus Medicare Advantage.

If you choose the Traditional Medicare path, you have the freedom to see any doctor who accepts Medicare. While routine hearing exams aren't covered, a Medicare Supplement (Medigap) plan can help pay the out-of-pocket costs for diagnostic hearing exams ordered by your doctor. A supplement fills the gaps by law, protecting what you've earned from unexpected medical bills.

If you choose the Medicare Advantage path, these plans are required to cover everything Original Medicare covers, and many offer extra benefits, which may include routine hearing exams and hearing aids. However, you will typically need to use the plan's network of doctors and may face copays or coinsurance.

Understanding how Medicare handles hearing exams is just one piece of the puzzle. We are here to walk you through every option and give you straight answers, no surprises. We are on your side of the table, ready to help you compare your choices free, with no obligation.