Conservative investors can benefit from fixed annuities that provide a guaranteed interest rate with no risk of loss. Fixed annuities are FDIC-like in that they provide a guaranteed return. An independent agent can compare fixed annuity options for conservative investors.
Key Points
- Fixed annuity: guaranteed interest rate with no risk of loss
- FDIC-like: guaranteed return
- Current fixed annuity rates: 4-6% in 2026
- No market risk: principal is protected
- An independent agent can compare fixed annuity options for conservative investors