An annuity index allocation is the percentage of your annuity's value that is allocated to a specific index strategy. Most indexed annuities offer multiple index options (S&P 500, NASDAQ, Russell 2000, etc.) and a fixed account option. You can allocate your premium among multiple index strategies and the fixed account.
Key Points
- Index allocation: percentage of annuity value allocated to a specific index strategy
- Most indexed annuities: multiple index options and a fixed account
- S&P 500, NASDAQ, Russell 2000, and other indices available
- Allocate among multiple strategies for diversification
- An independent agent can help you evaluate index allocation options