Built to Be the Answer
The insurance industry stopped working for the American consumer. Government got more involved. Carriers got bigger. Lobbyists wrote the rules. And the people who worked hard their whole lives got left behind.
Patriot Plans was founded in 2024 to be the answer to that. Not a protest. Not a complaint. A solution - built on 30 years of experience, the most powerful comparison technology in the industry, and an unbreakable commitment to the people we serve.
"Every American deserves honest guidance, vetted carriers, and coverage they can actually afford - not a sales pitch dressed up as advice."
The mission of Patriot Plans is simple: be the agency that Americans can trust with the most important financial decisions of their lives. Insurance isn't a product. It's a promise. And for too long, that promise has been broken by an industry that prioritizes margins over people.
We cover every product line - Medicare, Life, Health, Supplemental, and Legacy Planning - because the people we serve don't have just one need. They have families to protect, retirements to secure, and legacies to build. We are here for all of it.
We are licensed in all 50 states, the U.S. Virgin Islands, and Puerto Rico. We are independent - not captive to any carrier, not beholden to any quota. We work for the people who call us, not the companies that pay us.
That is the mission. It was the mission when Brandon Todd made his first cold call from a bedroom in his twenties. It was the mission when he and his father Frank built one of the most successful independent agencies in the country. It is the mission today. It will be the mission tomorrow.
The Six Pillars We Stand On
These are not marketing claims. They are operational commitments - the standards every agent, every carrier relationship, and every recommendation is held to.
Best Coverage at Lower Prices
We don't just find you a plan. We find you the best plan at the lowest available price - guaranteed. You cannot get the plans we sell at a lower rate anywhere.
Advocacy, Not Sales
We are not a call center. We are not a quota-driven sales floor. We are advocates. Our job is to find what's right for you - not what pays us the most.
Independence - We Work for You
We are not captive to any carrier. We don't have a preferred vendor. We compare vetted carriers across every product line and recommend what serves you - period.
Vetted Carriers Only
Not every carrier earns a place in our lineup. We work with carriers that are financially sound, transparent in their pricing, and genuinely serving the consumer - not the bottom line.
Technology That Empowers You
Our platform is the most robust consumer and agent comparison tool in the insurance industry. It gives you control over your process - not just through the sale, but for life.
Lifetime Service
We don't disappear after the sale. We are your advocate for life - for every renewal, every question, every change in your situation, every year you're with us.
Ready to Work with an Agency That Works for You?
No pressure. No obligation. Just straight answers from a licensed specialist who answers to you - not to a carrier.